April 1, 2024
Judge refuses to block FEMA flood insurance overhaul
Agency failed to analyze 18% premium increases for 5 million coastal homeowners
👨⚖️Judicial Review💰Economy
U.S. District Judge Darrel James Papillion denied the plaintiffs' request for a preliminary injunction on Apr. 1, 2024 in a 56-page ruling.
FEMA's Risk Rating 2.0 methodology was fully implemented on Apr. 1, 2023.
The National Flood Insurance Program insures roughly 5 million policies nationwide; that figure is programwide, not limited to coastal homeowners.
Reporting of the rollout noted an up-to-18% annual limit on some premium increases during initial years, not an '18% average' across all policyholders.
👨⚖️Judicial Review💰Economy
Test Your Knowledge
10
Q1
Who benefits financially from Risk Rating 2.0's actuarial pricing?
Q2
Risk Rating 2.0 was fully implemented on April 1, 2023.
Q3
If premiums shift, which group likely sees net savings versus net costs?
Q4
FEMA applied transition limits commonly cited as up to 18% annual increases.
Q5
Which action can states take while the lawsuit proceeds?
5 more questions available
Upgrade to Premium to access all practice questions and unlock advanced quiz features.
Upgrade to PremiumThese questions are part of the Judge refuses to block FEMA flood insurance overhaul topic. Master this topic by completing the quiz or exploring each question in detail.
Ready to test your knowledge?
Take the full quiz to master this topic and track your progress.
Start QuizPeople, bills, and sources
U.S. District Judge Darrel James Papillion
Presiding judge, Eastern District of Louisiana
Federal Emergency Management Agency
Administrator of the National Flood Insurance Program
Plaintiff states (led by Louisiana, joined by Florida and eight others)
Litigants challenging Risk Rating 2.0